The Law Offices of Mary N. Chaney, P.L.L.C.
The Cyber Security Law Firm of Texas

Mary's Blog

The Breach Whisperer

About Mary....

Mary N. Chaney, Esq., CISSP® is a former Special Agent for the FBI where she investigated cybercrime, a seasoned corporate executive that built and operated information security teams and now a cybersecurity attorney.

As a self-described “Breach Whisperer” our firm can train your company to properly prepare for your eventual breach!

The overall goal of our firm is to use our wealth of knowledge and expertise to help support, translate and advise, Boards of Directors, CIO's, CISO's and General Counsel's on how to legally protect their company from cyber related risk.

Blog Entries


Paying With Cash Stifles Innovation?

See Article Here

Every now and then I read an article and ask myself how did it get here? N.J. had to enact a law to make “brink-and-mortar” stores accept cash. This was enacted because “cashless” commerce is a thing and these are businesses that only accepting credit card payments. I agree with this move by the N.J. Governor, as not only is it potentially discriminatory (not everyone has a credit card), it just makes a lot of sense. It would be weird for me to see “No cash payments accepted” posted in a restaurant or store window.

I don't know, it sounds a little more risky to me to have only a cashless based system, what if an outage happens? How would the business continuity plan work? Your business is in jeopardy of not surviving because you can't accept a $5 bill for a cup of coffee. If your backup is accepting cash, then you have the ability to take cash so why refuse customers that carry it? Of course the credit card companies would love this because a cashless system would allow them to make more money on transaction fees.

The New Jersey Business and Industry Association criticized the new law, saying it would “stifle innovation.” Hum? That’s a very interesting statement, but also pretty hollow to me because cash is always king!